Black Friday & Budgetting

My Dad got me a pink cabelas small duffle bag last weekend when we went to Cabelas. So that was my gift for Black Friday. They are still in Mississippi and I’m sicker than a dog. With a deep congested cough and runny nose. I need to get a hold of my Medicare and find a DR. Lucky to have insurance at the moment. 

This month I have hit my low bank account balance of -$31 by trying to use Acorns. I am however being resourceful and creative with the things I have bought or have been handed in the last two years. Oe of the hardest things for me ever to do is to be financially independent. Without depending too much on another person.

Budgetting In Survival Mode

Money is concrete and turning finances around is pretty simple. Caused problems; the more self-discipline is needed to make better habits and decisions. Know anserws to two questions… What Happened? & Why a I in this financial mess? The main objective is too live on less than you make for a long period of time. 

Starting in January I am going to open a savings account: I have had one before using the company ING Direct. Though I had drained the account when I got kicked out of my parents house. Extra money goes towards building the small emergency fund. My goal is too have $500 saved up. 

Knowing exactly what my income is and where it comes from. Not just income from work but also accounts for it all. To make sure every cent earned works to its advantage. The better hold on finances and nothing will come as a surprise.

READ  10 Blogging Tips & New Theme

Knowing all expenses when they are due and having less nasty surprises. Be organized & know what is due when. 

Live Below Your Means: don’t live on credit and don’t purchase anything above means. An appearance of wealth and knowing you don’t deserve it. I am lucky for the amount of time I have been able to live off of SSI and my health care. 

Pay off your most expensive debts first; know how much debt are casting you and what pays the expensive things first and evaluate debts which works out the most costly and eliminates first. Head towards Financial Freedom.

Invest in yourself

 

Making Money Blogging 

Providing value and building trust by providing value to readers by providing quality and honest information. In the coming year I plan on really building upon this website and starting to make an income from it. I have read endless pieces over the topic. In which I keep notes about it in journals and notebooks. This has been a goal for the last 3 years.

Having The Passion; I have to find passion within myself to finding what makes me happy… In blogging and in life and in family. 

 

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